Paying your monthly credit card bill before it is due will help keep your credit utilization ratio low, mitigate the impact of interest on purchases, and…
A credit card can be a very useful thing. You get the convenience of making purchases without the risks of carrying cash, and you get protection against…
The difference between prequalification and preapproval depends on how a lender is extending a product offer to the borrower. Being “prequalified”…
If you have credit cards that you no longer use, don’t close them. Nothing bad will happen and keeping those credit cards with zero balances open is a smart credit move.
Why is your credit limit so low? Credit history, outstanding debt and credit utilization all play a role. Learn about credit limits and when to ask for an increase.
