OVERVIEW Despite consumer spending declining in December 2022, consumers are still struggling with delinquencies. December saw consumers change their spending
After several years of historic lows, interest rates are set to begin rising in 2022. The Federal Reserve Board has
OVERVIEW Even before the new year began, credit applications, spending and deficiencies were already increasing in the wake of economic
Getting a credit card and using it wisely is a great way to build a good credit history and prepare
According to modern statistics, 72% of Americans carry a credit card and owe an average debt of $8,512. We use
