Available Features

ScoreSense® makes it easy to manage your credit, stay ahead of identity thieves, and be aware of the criminals living in your zip code. We offer services in 3 categories: credit reports & scores, credit monitoring, and identity & personal protection.

Identity Credit Reports & Scores

  • Credit Report and Score

    Credit Reports and Scores

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    Know how you look to potential lenders, landlords, insurers, and employers. Easy instant access to your credit history means you see what they see. ScoreSense offers your latest credit reports and scores from all three credit reporting agencies; TransUnion, Equifax, and Experian. This gives you a complete picture of your credit.

  • Dispute Center

    Dispute Center

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    Save money by clearing your credit report of mistakes and fraud. The ScoreSense Dispute Center shows you how to correct credit report errors, which can damage your credit score and cost you money when you go to apply for new loans.

  • Learning Center

    Learning Center

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    Our educational Learning Center provides information on credit basics, common practices to keep your score healthy, and suggestions on how to avoid identity theft.

Credit Credit Monitoring

  • Credit Alert

    Credit Monitoring & Alerts

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    Catch errors and fraud early with instant credit alerts. Be notified when important changes happen to your credit history, like delinquent payments or new account openings.

  • ScoreTracker

    ScoreTracker™

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    Track your credit score progress from month to month to help reach your credit goals. ScoreTracker is able to plot your credit scores from all three credit bureaus: TransUnion, Equifax, and Experian, for up to two years.

  • ScoreCast

    ScoreCast™

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    What could happen to your credit if you miss a mortgage payment, pay down debt, or take out a new loan? ScoreCast is a score simulator that reveals how your credit score may change after you take a certain action.*

    *Credit score predictions are estimates only, not to be taken as guarantees of future scores.

  • Personal

    Identity Theft Coverage

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    Don't get stuck paying out-of-pocket expenses if an identity thief targets you. ScoreSense credit monitoring members are eligible to receive up to $1,000,000* to cover the costs related to fraud recovery.


    *Identity theft insurance underwritten by subsidiaries or affiliates of American International Group, Inc. The description herein is a summary and intended for informational purposes only and does not include all the terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions.

Identity Identity & Personal Protection

  • Identity Report

    Identity Report™

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    Learn if someone is using your good name to take out a loan or posting your identity credentials on the internet black market. Our state-of-the-art identity monitoring features scour millions of internet sites, public records, and more to uncover illicit use of your personal identifying information.

  • Identity Alerts

    Identity Alerts

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    Learn immediately about suspicious activity before it ruins your good name. ScoreSense can send alerts whenever a change of address, payday loan, or criminal record appears in your name.

  • Neighborhood

    Neighborhood Report™

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    Knowledge is power, especially when it comes to keeping your family safe. Know how many sex offenders live near you and see a comprehensive map that includes panoramic street views, plus details and photos of offenders.

  • Sex Offender Alerts

    Sex Offender Alerts

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    Be the first to know when a new sex offender moves into the neighborhood. ScoreSense is able to send instant alerts to your e-mail to inform you of potential new threats. Unlike other services, we can alert you to nearby sex offenders who are registered both in and out of state.