Credit Score Factors
Payment History Is the Most Important Factor in Your Credit Score
Your credit scores are determined based on multiple factors, but your payment history carries the most weight. For example, payment
Credit Score Factors
Credit Score Factors
3 Easy Ways To Lower Your Credit Utilization
For a higher credit score, you typically need a lower credit utilization ratio. Find out three easy things you can do to lower your utilization.
Credit Basics
What Factors Affect Your Credit Score?
It’s no secret that your credit score is an important number. And while most people have a general understanding of
Credit Score Factors
Does a Balance Transfer Affect Credit Scores?
A balance transfer moves debt from one creditor to another. This usually involves moving debt from one credit card to
Build Credit
Why Don’t I Have a Credit Score?
If you have no credit score, follow these tips for establishing your credit.
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