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SCORESENSE
CreditSense Blog
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Credit Basics
Credit Scores
Loans
Debt
Credit Cards
Life Events
Fraud
Credit Monitoring
Interest Rates
Finance
Credit Reports
News & Trends
Credit Basics
Did Your Credit Score Change Colors?
Loans
Will Low Scores Lock You Out of Home Buying?
Loans
Understanding the Different Types of Mortgage Lenders
Loans
A Car-Buying Checklist to Put You in the Driver’s Seat
Loans
How Can I Get a Loan Without a Job?
Fraud
Identity Theft: The New Normal
Credit Basics
How a Credit Freeze Protects You
Loans
Mortgage Finance Options During COVID-19 Pandemic
Credit Basics
7 Steps to Dispute an Error on Your Credit Report
Credit Scores
Credit Scores Have Purchasing Power
Credit Basics
The Score on Soft and Hard Credit Inquiries
Credit Basics
What Is a Credit Score?
Credit Basics
What Is a Charge-Off?
Credit Basics
What Credit Score is Needed to Buy a House?
Credit Basics
Understand the 6 Factors That Affect Your Credit Score
Credit Basics
Credit Score Range
Credit Basics
What Impacts your Credit Scores?
Credit Basics
Why Dispute Credit Report Errors?
Credit Basics
VantageScore vs. FICO Score: What’s the Difference?
Credit Scores
Last-Minute Holiday Shopping Can Drop Your Credit Scores Long-Term
Credit Cards
Don’t Max Out on Last-Minute Holiday Spending
Credit Cards
Six Tips to Keep Your Credit Card Balances Low
Loans
Mortgage Payment History and Home Equity Loans
Credit Basics
Does Disputing Your Credit Report Hurt Your Credit Score?
Credit Basics
Help! I Didn't Open This New Account
Credit Cards
Why Make More Than the Minimum Credit Card Payment
Credit Basics
What Kinds of Debt Are Sent to Collections?
Debt
Should You Use a Personal Loan to Pay Off Credit Cards?
Credit Basics
What is Revolving Credit?
Credit Scores
Payment History Is the Most Important Factor in Your Credit Score
Credit Cards
Is Your Credit Limit Too Low?
Credit Basics
How Long Do Hard Inquiries Stay on Your Credit Report?
Credit Basics
How Credit Utilization Is Calculated
Credit Basics
How Credit Inquiries Affect Your Credit Scores
Credit Cards
Does Closing a Credit Card Hurt Your Credit Score?
Credit Cards
Five Smart Strategies for Paying Down Debt
Credit Basics
3 Easy Ways To Lower Your Credit Utilization
Credit Basics
What Can Identity Thieves Use Your Personal Information For?
Credit Basics
Unrecognized Inquiries Could be Fraud… But Most Often They Are Not
Loans
Is It Better to Finance My Car Through a Bank or a Dealership?
Credit Basics
How to Report Identity Theft
Credit Monitoring
How to Help Protect Against Fraud
Credit Basics
How Often Do Your Credit Scores and Credit Reports Change?
Credit Scores
How Can a ScoreSense Credit Specialist Help Me?
Debt
Four Ways to Pay Off Debts
Credit Cards
Why Was I Denied Credit? Five Possible Reasons for Being Denied a Credit Card
Credit Basics
How Do Late Payments Affect Your Credit Score?
Debt
How to Calculate Debt-to-Income Ratio
Credit Basics
When and How to Use ScoreSense's Dispute Center
Credit Cards
Why Is My Credit Card Declined?
Credit Basics
Credit Smart "Do's and Don'ts"
Loans
What to Expect When Closing on a House
Loans
Does Paying Off A Car Loan Early Hurt Your Credit?
Credit Basics
What Is a Credit Utilization Ratio?
Credit Basics
Eight Credit Security Tactics To Keep Your Identity Safe
Credit Tools
Protect Your Family With Registered Sex Offender Monitoring and Alerts
Credit Basics
What Public Records Can Appear in Your Credit Report?
Credit Basics
What Factors Affect Your Credit Score?
Credit Basics
Warning Signs Your Credit Repair Company Is a Scam
Credit Cards
What To Do If You Are Denied Credit
Loans
What Credit Score is Needed to Buy a Car?
Credit Basics
How to Dispute Credit Report Errors
Credit Basics
Why Are My 3 Credit Scores Different?
Credit Basics
How Errors Find Their Way On Your Credit Reports
Fraud
What to Do if Your Personal Information Has Been Exposed
Credit Basics
Smart Ways to Use Your Child Tax Credit
Credit Basics
Changes In Credit Reporting Ease Pain of Medical Debt on Scores
Fraud
“Jamming” Strikes a Bad Chord with Credit Bureaus
Credit Basics
What Pending Legislation Means for My Credit
Loans
Subsidized vs. Unsubsidized Student Loans: Choosing the Best Loan for College
Credit Cards
How Long Does a Balance Transfer Take?
Credit Basics
How to Notify Credit Bureaus of Death
Credit Cards
A Guide to AmEx Trip Cancellation and Interruption Insurance
Credit Cards
How to Cancel a Credit Card
Fraud
How to Change Your Driver’s License Number When It’s Stolen
Credit Scores
With What Credit Score Do You Start?
Credit Basics
How Long Does it Take to Unfreeze Credit?
Credit Reports
How Long Does an Eviction Stay On Your Record?
Credit Basics
What is a Hard vs. a Soft Credit Check?
Credit Reports
Derogatory Marks on Your Credit: What Do They Mean?
Credit Basics
How to File a Dispute With TransUnion
Credit Basics
How to File a Dispute With Equifax
Credit Basics
What Is a Derogatory Public Record?
Credit Basics
The Differences Between the Three Credit Bureaus
Credit Cards
Where are Discover Cards Accepted?
Credit Basics
Can Someone Run a Credit Check Without Authorization?
Credit Basics
What is a Write-off and How is it Different From a Charge-off
Finance
What Happens When You Write a Check on a Closed Account
Credit Basics
What's Good Credit Score?
Credit Basics
Tax-Season Tips to Protect Your Credit
Loans
The Pros and Cons of Adjustable-Rate Mortgages
Loans
What Is Automotive Equity?
Loans
What Is Mortgage Fraud?
Credit Cards
Will Applying for a Credit Card Affect My Credit?
Interest Rates
How Does Credit Card Interest Work?
Credit Basics
Accounts in Collection – What Does It Mean?
Loans
How Do Student Loans Affect My Credit?
Finance
A Guide to Buying Car Insurance
Loans
What Is a Signature Loan?
Credit Basics
Know Your Rights To Dispute Credit Errors
Credit Scores
How Does a Voluntary Repossession Affect Credit?
Loans
What Is a Jumbo Loan?
Interest Rates
How Do Credit Card Companies Make Money?
Credit Scores
How Debt Affects Your Credit Scores
News & Trends
Holiday Spending Behavior and Credit Outlook Analysis
Credit Basics
How To Read Your Credit Reports
Credit Monitoring
Your Credit: Do You Flag It, Freeze It or Lock It After Equifax?
Life Events
How to Secure Finances After a Spouse's Death
Debt
How Wage Garnishment Works & What You Can Do
News & Trends
Homebuyer Sentiment and Credit Outlook Analysis
Credit Basics
How Long Does a Bankruptcy Stay on Your Credit Report?
Credit Cards
Where is American Express Accepted?
Credit Reports
Who Can See My Credit Report?
Debt
Help! I Don't Recognize These Collection Accounts
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