scoresense

Product Features

We help you make sense of your credit.

View your full credit history instantly.
Quickly access your latest credit scores and reports from TransUnion^®, Equifax^®, and Experian^®—see what lenders see, all in one place.

Track what affects your scores each month.
Monthly updates from all three bureaus help you spot errors and stay informed as your credit changes.

Talk to a Credit Specialist.
Get answers to your credit questions and understand what affects your scores.

Find and fix credit errors.
Use our Dispute Center to correct errors and protect your credit with step-by-step guidance for all three bureaus.

We help you make sense of your credit.

View your full credit history instantly.
Quickly access your latest credit scores and reports from TransUnion^®, Equifax^®, and Experian^®—see what lenders see, all in one place.

Track what affects your scores each month.
Monthly updates from all three bureaus help you spot errors and stay informed as your credit changes.

Talk to a Credit Specialist.
Get answers to your credit questions and understand what affects your scores.

Find and fix credit errors.
Use our Dispute Center to correct errors and protect your credit with step-by-step guidance for all three bureaus.

We track and analyze changes impacting your credit scores.

See how each bureau calculates your credit score.
ScoreSense^® shows which factors affect your TransUnion^®, Equifax^®, and Experian^® scores, so you always know where you stand.

Not all credit score factors have equal impact. We help you understand what drives your credit scores.

We track and analyze changes impacting your credit scores.

See how each bureau calculates your credit score.
ScoreSense^® shows which factors affect your TransUnion^®, Equifax^®, and Experian^® scores, so you always know where you stand.

Not all credit score factors have equal impact. We help you understand what drives your credit scores.

We alert you to changes to help protect your credit and identity.

Daily Credit Report Monitoring
Your creditors add information to your credit report daily. Stay informed with ScoreSense^® monitoring that alerts you to suspicious activity or changes. Early detection is critical to minimize the damage that reporting errors, delinquent payments, and account fraud can do to your credit score.

Credit Alerts
Get email and portal alerts about changes to your information or unauthorized activity on your credit report!

We alert you to changes to help protect your credit and identity.

Daily Credit Report Monitoring
Your creditors add information to your credit report daily. Stay informed with ScoreSense^® monitoring that alerts you to suspicious activity or changes. Early detection is critical to minimize the damage that reporting errors, delinquent payments, and account fraud can do to your credit score.

Credit Alerts
Get email and portal alerts about changes to your information or unauthorized activity on your credit report!

We notify you of suspicious activity to prevent identity theft.

Identity Protection
If someone is trying to profit off your good name, we can help! Our state-of-the-art identity monitoring scours millions of internet sites, the dark web, public records, and more to uncover the illegal sale or use of your personal information on the black market.

Identity Alerts
Get notified immediately about suspicious activity to minimize the damage to your finances and reputation!

$1 Million Identity Theft Insurance
Don’t get stuck paying out-of-pocket expenses if an identity thief targets you. As a ScoreSense^® member, you will be eligible for up to $1 million in Identity Theft Insurance* to help with the cost of restoring your good name and credit.

We notify you of suspicious activity to prevent identity theft.

Identity Protection
If someone is trying to profit off your good name, we can help! Our state-of-the-art identity monitoring scours millions of internet sites, the dark web, public records, and more to uncover the illegal sale or use of your personal information on the black market.

Identity Alerts
Get notified immediately about suspicious activity to minimize the damage to your finances and reputation!

$1 Million Identity Theft Insurance
Don’t get stuck paying out-of-pocket expenses if an identity thief targets you. As a ScoreSense^® member, you will be eligible for up to $1 million in Identity Theft Insurance* to help with the cost of restoring your good name and credit.

We provide simple tools to help you protect your credit.

ScoreTracker™
Track your progress from month to month to help reach your credit goals. ScoreTracker lets you plot your credit scores from all three bureaus for up to 12 months – and see how you compare nationally, by age group, and state.

ScoreCast™ 
What could happen to your credit score if you miss a mortgage payment, pay down debt, or take out a new loan? ScoreCast is a score simulator that shows you how your score may change after you take a certain action.^†

Credit Freeze Center
A credit freeze is the ultimate protection against identity thieves opening accounts in your name. It blocks creditors from pulling your credit reports and scores, period. Learn more and see our step-by-step guide for initiating a credit freeze.

Learning Center
Access over 100 articles on credit basics and tips to keep your credit scores healthy and avoid identity theft. Detailed checklists help guide you through the process of buying a home, a car, securing a loan, or opening a new credit card.

^† Credit score predictions are estimates only, not to be taken as guarantees of future scores.

We provide simple tools to help you protect your credit.

ScoreTracker™
Track your progress from month to month to help reach your credit goals. ScoreTracker lets you plot your credit scores from all three bureaus for up to 12 months – and see how you compare nationally, by age group, and state.

ScoreCast™ 
What could happen to your credit score if you miss a mortgage payment, pay down debt, or take out a new loan? ScoreCast is a score simulator that shows you how your score may change after you take a certain action.^†

Credit Freeze Center
A credit freeze is the ultimate protection against identity thieves opening accounts in your name. It blocks creditors from pulling your credit reports and scores, period. Learn more and see our step-by-step guide for initiating a credit freeze.

Learning Center
Access over 100 articles on credit basics and tips to keep your credit scores healthy and avoid identity theft. Detailed checklists help guide you through the process of buying a home, a car, securing a loan, or opening a new credit card.

^† Credit score predictions are estimates only, not to be taken as guarantees of future scores.