
Why Are My 3 Credit Scores Different?
Credit scores can vary across the three major credit bureaus—Experian, Equifax, and TransUnion—due to differences in the information they collect,
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Credit scores can vary across the three major credit bureaus—Experian, Equifax, and TransUnion—due to differences in the information they collect,
Most of us have a pretty good idea of the basic credit behaviors that will keep our creditors happy. But did you know that a simple change in your credit card balances can raise or lower your scores? There are lesser-known financial behaviors that can affect your credit scores more than you may realize.
Your credit scores are determined based on multiple factors, but your payment history carries the most weight. For example, payment
Late payments have the greatest negative impact on your credit score. Too many will tell a creditor you’re a big risk.
For a higher credit score, you typically need a lower credit utilization ratio. Find out three easy things you can do to lower your utilization.