Skip to content
ScoreSense
  • Available Features
    • Credit Scores & Reports
    • Credit Insights
    • Credit Monitoring
    • Identity Theft Monitoring
    • Credit Tools
    • Mobile App
  • Blog
  • In The News
  • Credit Journeys
    • College
    • Military
    • Home Buying
  • Contact
  • FAQs
  • Reviews
  •   Sign In
  • Get My Scores
Main Menu
  • Credit Education
    • Credit Basics
      • Credit Bureaus
      • Types of Credit
    • Credit Scores
      • Credit Score Factors
      • Credit Score Tips
    • Credit Reports
      • Negative Credit Items
      • Credit Report Errors
      • Credit Report Disputes
    • Credit Monitoring
      • Signs of Credit Fraud
      • Credit Fraud Recovery
      • Credit Security Tactics
    • Credit Repair
      • Credit Repair Scams
    • Build Credit
      • Establish Credit for Teens & Students
    • News & Trends
  • Fraud
    • Identity Protection
    • ID Theft
      • Child ID Theft
      • Tax ID Theft
      • Medical ID Theft
    • ID Theft Recovery
    • Data Breaches
    • News & Trends
  • Personal Finance
    • Loans
      • Home Loans
      • Auto Loans
      • Student Loans
      • Personal Loans
      • Business Loans
    • Budgeting
    • Saving
    • Debt
    • Banking
    • Investing
      • 401K & IRAs
      • Stocks & Mutual Funds
    • Taxes
    • Life Events
      • Marriage
      • Parenthood
      • Retirement
      • Divorce
      • Death
      • Bankruptcy
      • Job Loss
      • Natural Disaster
    • News & Trends
  • Credit Cards
    • Interest Rates
    • Denied Credit
    • Card Types
    • Manage Balance
    • News & Trends
  • Credit Tools
    • Credit
      • Monitoring & Alerts
      • Credit Scores & Reports
      • Credit Insights
      • Credit Specialists
      • Score Simulators
    • Identity Theft Insurance
    • Identity Theft Monitoring
    • Sex Offender Monitoring
  • COVID-19
Search

Credit Basics

CreditSense > Credit Education > Credit Basics

Differences Between 3 Credit Bureaus
Credit Basics

The Differences Between the 3 Credit Bureaus

A look at the differences between the three consumer credit bureaus: Experian, Equifax and TransUnion.

Read Article
How Do Late Payments Affect Your Credit Score
Credit Basics

How Do Late Payments Affect Your Credit Score?

Late payments have the greatest negative impact on your credit score. Too many will tell a creditor you’re a big risk.

Read Article
Can Someone Run a Credit Check Without Authorization
Credit Basics

Can Someone Run a Credit Check Without Authorization?

The Fair Credit Reporting Act (FCRA) places clear limits on who can check your credit report and for what reasons. In some limited cases, it may be

Read Article
hard vs soft inquiry
Credit Basics

What is a Hard vs. a Soft Credit Check?

When someone checks your credit (including you) it’s called a “credit inquiry.” Some inquiries or credit checks are considered hard

Read Article
What Factors Affect Your Credit Scores
Credit Basics

What Factors Affect Your Credit Score?

It’s no secret that your credit score is an important number. And while most people have a general understanding of

Read Article
SEE MORE ARTICLES
Savannah munchkin but panther
Maine coon. American shorthair. Puma cougar, tom tiger so munchkin. Bengal persian for sphynx devonshire rex.
Apply Now!
  • Credit Bureaus

    • The Differences Between the 3 Credit Bureaus
    • How to Notify Credit Bureaus of Death

Recent Posts

What Should I Do If My Information Is Part of a Data Breach?

Tax Season is High Risk

Why Are My 3 Credit Scores Different?

6 Ways to Spend Less This Holiday Season

What is a Write-off and How is it Different From a Charge-off

    Most Popular

    • The Differences Between the 3 Credit Bureaus
    • How Do Late Payments Affect Your Credit Score?
    • Can Someone Run a Credit Check Without Authorization?
    • What is a Hard vs. a Soft Credit Check?
    • What Factors Affect Your Credit Score?
You are more than just 1 credit score.
Get your credit scores and reports from all three bureaus instantly.
Get My Scores

FAQ

What's Your Credit Score?

Get Your credit scores & reports from all 3 bureaus, Instantly!**
Get my scores

Sign Up for Our Credit Newsletter

ScoreSense

  • Have an Account? Sign In
  • 1-800-972-7204
  • Mon-Fri: 8AM to 8PM CT
    Sat: 8AM to 5PM CT
    Sun: Noon to 6PM CT
  • customercare@scoresense.com
  • 3400 N Central Expy Ste #110-298
    Richardson, TX 75080

Company

Contact Us
Terms and Conditions
Privacy Policy
OTL*ScoreSense

 

Facebook Youtube

Features

Credit Scores & Reports
Credit Insights
Credit Monitoring
Identity Theft Monitoring
Credit Tools

Resources

Learn About Credit
What is a Good Credit Score?
Credit Score Range

Mobile Apps

© 2001-2025 One Technologies, LLC. All rights reserved.

ScoreSense® is a trademark of One Technologies, LLC.

Do not sell/share my information |

*Identity Theft Insurance underwritten by insurance company subsidiaries or affiliates of American International Group, Inc. The description herein is a summary and intended for informational purposes only and does not include all terms, conditions, and exclusions of the policies described. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions.

**After verification of your identity, your scores are available for secure online delivery in seconds.

 

Scroll to Top