journey

Thanks to the U.S. Congress, placing or removing a Credit Freeze from consumer credit reports will be free for everyone. The federal legislation also calls for TransUnion®, Equifax® and Experian® to expedite consumer freeze requests.

Consumers will see certain negative information that can impact their scores scrubbed from their credit reports if the nation’s three credit reporting agencies can’t comply with more stringent reporting rules that must be fully implemented by June 2018.

Starting in April, the three major credit reporting agencies will remove tax liens from all consumer credit reports, which could mean a boost in scores for some consumers. TransUnion, Experian and Equifax are taking this step because of gaps in the information they receive on tax liens.

There’s the right way to get your credit reports and scores humming a sweet melody – and then there’s the wrong way that could leave you singing the blues. Resorting to “jamming” to fix matters will only keep you out of tune, and in some cases, out of hard-earned cash.

Under Armour is notifying about 150 million users of its MyFitnessPal product, a food and nutrition application and website, that their personal information was illegally accessed in a security breach in February 2018.

Hackers claim they have 5 million credit card and debit card numbers from Saks Fifth Avenue, Saks OFF 5TH and Lord & Taylor stores in North America.

Getting your credit scores to shine like a pot of gold takes a lot more than luck. If you want to get “in like Flynn” with creditors, you have to stay on the right path with good credit behaviors. In the spirit of St. Paddy’s Day, just heed these words of wisdom.

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