Lose weight, exercise more, eat better, get your financial house in order. When it comes to New Year’s resolutions, many of us set off on the high road only to fall off the path. But when it comes to monitoring your credit scores and reports, ScoreSense can help you stay on track.
With ScoreSense and these steps, you can get started on the right path. ScoreSense can help you resolve to:
Monitor your credit scores and reports monthly. You will have unlimited access to all three credit scores, reports and monthly updates from TransUnion, Equifax and Experian in one convenient place. Remember, checking your own credit every month to see where you stand does NOT hurt your scores. In fact, it can help you see suspicious activity or changes on your credit reports that may pose a threat to your identity.
Spot errors and dispute them. Creditors make mistakes. Monthly reviews of your three reports can find and address errors made by your creditors that could harm your credit scores.
Set a target goal for your credit scores. If you plan to buy a car, home or other big purchase in the new year, keep in mind that lenders measure your credit health by your credit scores, and the higher the scores, the better. See where your scores currently stand with TransUnion, Equifax and Experian and set a goal (or range) you’d like to hit this year.
Protect your identity. As a ScoreSense member, we cover you for up to $1 million in Identity Theft Insurance* to help offset the cost of restoring your credit and good name should identity thieves strike.
Get smart about your credit. ScoreSense can help keep you credit-smart every day! You can see how making changes in your credit card use, new accounts, payment history and outstanding balances mau impact your scores. Our Scores To Go® app lets you instantly access your scores, reports and tools to track activity anytime, anywhere. And get one-on-one help from our Credit Specialists every time you call.
Keeping your credit resolutions requires patience and staying the course! Let ScoreSense help. Begin your all-access, free 7-day trial and get your three-bureau credit scores and reports, plus monitoring of your credit profile.