Time to break the cycle of making New Year’s resolutions we don’t keep. Instead, adopt a new credit attitude geared to making small “financial adjustments”.
Most of us have a pretty good idea of the basic credit behaviors that will keep our creditors happy. But did you know that a simple change in your credit card balances can raise or lower your scores? There are lesser-known financial behaviors that can affect your credit scores more than you may realize.
The journey to getting your credit health in tip-top shape takes preparation and persistence. It starts with taking a hard look at where you stand and determining where you’d like to land.
Getting your credit scores to shine like a pot of gold takes a lot more than luck. If you want to get “in like Flynn” with creditors, you have to stay on the right path with good credit behaviors. In the spirit of St. Paddy’s Day, just heed these words of wisdom.
Ronda Barmoy was a community services manager with a high-five-figure income, insurance and savings for a rainy day. Then, mounting medical bills made money so …