Time to break the cycle of making New Year’s resolutions we don’t keep. Instead, adopt a new credit attitude geared to making small “financial adjustments”.
Black Friday and Cyber Monday may save you cash, but your credit scores could pay the price. The challenge is to get in on the multitude of “deals and steals” while keeping your spending on track – and your credit scores intact.
Most of us have a pretty good idea of the basic credit behaviors that will keep our creditors happy. But did you know that a simple change in your credit card balances can raise or lower your scores? There are lesser-known financial behaviors that can affect your credit scores more than you may realize.
Autumn foliage may not be the only thing turning from green to red. Did the summer or back-to-school take a toll on your credit score? Now that fall is here, it’s a good time to focus on your credit score and credit usage.