Credit Smart “Do’s and Don’ts”

Most of us have a pretty good idea of the basic credit behaviors that will keep our creditors happy. But did you know that a simple change in your credit card balances can raise or lower your scores? There are lesser-known financial behaviors that can affect your credit scores more than you may realize.

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Did Your Credit Score Change Colors?

Autumn foliage may not be the only thing turning from green to red. Did the summer or back-to-school take a toll on your credit score? Now that fall is here, it’s a good time to focus on your credit score and credit usage.

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your credit scores working hard

Are Your Credit Scores Working Hard or Hardly Working?

Labor Day weekend is a celebratory time for many hardworking Americans. As you prepare to shop and enjoy the holiday with friends and family, give …

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Will Low Scores Lock You Out of Home Buying?

If you’re ready to be a homeowner but worried your credit scores won’t get you in the door, don’t! There are a lot of loan programs to help first-time buyers – and those with less-than-stellar credit.

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Show Your Credit Scores Some Love

Relationships are tricky. It takes a lot of energy and commitment to build a healthy, strong one – and even more to maintain it for the long haul. The relationship you have with your credit is no different.

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Cure That Holiday Hangover Before It Hurts Your Credit Score

It’s easy to get wrapped up in the holiday spirit and get a little too credit-tipsy buying gifts. Here are a few remedies to cure holiday hangover symptoms and protect your credit scores.

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Credit Scores Have Purchasing Power

In today’s world, your credit scores have the power to impact where you live, what you drive – and how much bang for the buck …

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What Impacts Your Credit Scores

What Impacts your Credit Scores?

Your credit scores are calculated from information on your TransUnion®, Equifax® and Experian® credit reports. And your creditors are constantly updating your accounts with one, …

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Capacity + Character + Consistency = Creditworthy

Ask a lender to extend credit and they immediately want to know if you are creditworthy. Your credit reports and scores will give lenders an idea of how creditworthy you are by indicating how you fare on the three Cs – capacity, character and consistency.

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Changes In Credit Reporting Ease Pain of Medical Debt on Scores

Most of us have been there at one time or another. Waiting for a medical claim to be sorted out, and caught in the middle …

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I Raised My Credit Score from Fair to Excellent

Heather Grabin had pretty good credit. But she didn’t have great credit, and that bugged her. “I was always on time for my bills, but …

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