Most of us have a pretty good idea of the basic credit behaviors that will keep our creditors happy. But did you know that a simple change in your credit card balances can raise or lower your scores? There are lesser-known financial behaviors that can affect your credit scores more than you may realize.
Autumn foliage may not be the only thing turning from green to red. Did the summer or back-to-school take a toll on your credit score? Now that fall is here, it’s a good time to focus on your credit score and credit usage.
Labor Day weekend is a celebratory time for many hardworking Americans. As you prepare to shop and enjoy the holiday with friends and family, give …
If you’re ready to be a homeowner but worried your credit scores won’t get you in the door, don’t! There are a lot of loan programs to help first-time buyers – and those with less-than-stellar credit.
Relationships are tricky. It takes a lot of energy and commitment to build a healthy, strong one – and even more to maintain it for the long haul. The relationship you have with your credit is no different.
The journey to getting your credit health in tip-top shape takes preparation and persistence. It starts with taking a hard look at where you stand and determining where you’d like to land.
Your credit scores are calculated from information on your TransUnion®, Equifax® and Experian® credit reports. And your creditors are constantly updating your accounts with one, …
Ask a lender to extend credit and they immediately want to know if you are creditworthy. Your credit reports and scores will give lenders an idea of how creditworthy you are by indicating how you fare on the three Cs – capacity, character and consistency.