Errors on credit reports can do a real number on your credit scores. Many consumers emerge from the arduous dispute process frustrated and confused. But recent changes by the three national credit reporting agencies should give consumers some relief when disputing credit errors.
There’s the right way to get your credit reports and scores humming a sweet melody – and then there’s the wrong way that could leave you singing the blues. Resorting to “jamming” to fix matters will only keep you out of tune, and in some cases, out of hard-earned cash.
Civil judgments can be reflected on your credit reports and negatively affect your credit scores. Credit reporting companies regularly update your records, which is why consistent reviews of your credit reports are important.