Most of us have a pretty good idea of the basic credit behaviors that will keep our creditors happy. But did you know that a simple change in your credit card balances can raise or lower your scores? There are lesser-known financial behaviors that can affect your credit scores more than you may realize.
Autumn foliage may not be the only thing turning from green to red. Did the summer or back-to-school take a toll on your credit score? Now that fall is here, it’s a good time to focus on your credit score and credit usage.
Labor Day weekend is a celebratory time for many hardworking Americans. As you prepare to shop and enjoy the holiday with friends and family, give …
If you’re ready to be a homeowner but worried your credit scores won’t get you in the door, don’t! There are a lot of loan programs to help first-time buyers – and those with less-than-stellar credit.
Jamming is a credit repair scam that will surely have you singing the blues. The tactic is used by unscrupulous credit repair companies to take your cash.
You know that lenders evaluate your credit reports and scores before approving you – or determining your interest rate. But did you know your credit reports also drive the cost of your insurance premiums?
While most people are not “fluent” in credit, your lenders are. To make informed credit decisions, you need to be able to decipher what’s on your reports and understand what your credit scores are telling lenders about you – and why.
To make the most of your credit, it’s important that you become score-smart. In the spirit of March being National Credit Education Month, here are some lesser-known financial facts to help boost your Credit IQ and awareness to protect your scores.
There’s nothing more awkward than having to initiate a deeply personal conversation with a life partner, significant other or family member. And few topics are as anxiety-provoking as money, debt and credit scores.