Student credit cards can offer a great opportunity for young adults to build a credit history and their credit scores. This will have a positive impact if they are responsible enough to manage the spending and repayment of debts.
Student credit cards can offer a great opportunity for young adults to build a credit history and their credit scores. This will have a positive impact if they are responsible enough to manage the spending and repayment of debts.
Equip your teen to navigate the credit world, both on- and off-campus, by sending them off with these Credit 101 tips! Help them begin establishing credit, discuss how late payments and over-limit fees can impact their credit scores, and encourage them to build good credit habits right out of the gate.
On July 25, 2018, identity theft protection firm, LifeLock, reported that a bug on its website could have been exploited to reveal the email addresses of millions of customers – leaving them vulnerable to attacks from identity thieves using “phishing” campaigns, which are targeted attempts to steal sensitive information in order to swindle specific victims. … Read more
Simply going out and getting a secured credit card “has little or no effect” on your credit reports and credit scores. It’s how you repay your secured card debt that makes all the difference. With responsible use, you can establish a positive credit history and build your credit scores.
Retailers have grabbed the lion’s share of data breach headlines in the first half of 2018. Macy’s, Adidas, Saks Fifth Avenue, Lord & Taylor, Kmart, Sears and Under Armour all suffered breaches in which the personal data of their customers was hacked or exposed. Here’s a look at notable security breaches thus far.
When you ask for a lender’s “hand” in extending you credit – and they accept your proposal – the marriage between debt and your credit scores begins. If you truly commit to your credit scores for better, you can avoid the worse by pledging these Credit “I Do’s.”
Remodeling your home – freshening up a living space, replacing the bathroom tile, or renovating to improve your home’s value in anticipation of a sale – can be a worthwhile investment. Financing your dream renovation depends on your credit scores – higher scores will lead to better interest rate offers on a loan.
Ask a lender to extend credit and they immediately want to know if you are creditworthy. Your credit reports and scores will give lenders an idea of how creditworthy you are by indicating how you fare on the three Cs – capacity, character and consistency.
The personal and behavioral information of about 230 million consumers and the records of 110 million businesses were discovered left unprotected on a publicly accessible server that was used by data broker Exactis to house its database.