’Tis the season to shop and celebrate, and if you plan to fund the festivities with credit cards beware of the pitfalls that could bury your credit scores.
Labor Day weekend is a celebratory time for many hardworking Americans. As you prepare to shop and enjoy the holiday with friends and family, give …
If you are thinking of applying for a home equity loan, make sure you understand how your payment history on your current mortgage and your overall credit history will affect your chances of qualifying and the interest rate deals that lenders will offer you.
Equip your teen to navigate the credit world, both on- and off-campus, by sending them off with these Credit 101 tips! Help them begin establishing credit, discuss how late payments and over-limit fees can impact their credit scores, and encourage them to build good credit habits right out of the gate.
Simply going out and getting a secured credit card “has little or no effect” on your credit reports and credit scores. It’s how you repay your secured card debt that makes all the difference. With responsible use, you can establish a positive credit history and build your credit scores.