Knowing where you stand with all three credit bureaus before you start house hunting is key. If your credit scores aren’t “move-in ready,” getting them in shape will help you get a lower interest rate – and afford you more home.
If you haven’t done a thorough inspection of your credit in a while, you should dust off your credit reports and take a fresh look at your credit scores. Here’s a spring “credit-do” list to help you get started.
While most people are not “fluent” in credit, your lenders are. To make informed credit decisions, you need to be able to decipher what’s on your reports and understand what your credit scores are telling lenders about you – and why.
The taxman takes and gives – and you might be surprised to learn that your credit scores can be affected, either positively or negatively, by how you pay the IRS or how you spend your windfall. Here are a few tips that can make a difference in your credit health.
To make the most of your credit, it’s important that you become score-smart. In the spirit of March being National Credit Education Month, here are some lesser-known financial facts to help boost your Credit IQ and awareness to protect your scores.
There’s nothing more awkward than having to initiate a deeply personal conversation with a life partner, significant other or family member. And few topics are as anxiety-provoking as money, debt and credit scores.
Relationships are tricky. It takes a lot of energy and commitment to build a healthy, strong one – and even more to maintain it for the long haul. The relationship you have with your credit is no different.
Tax identity theft has become a multibillion-dollar payday for cyberthieves. Here’s a Q & A to help you understand tax identity theft and ways to protect yourself.