If you truly commit to your credit scores “for better”– you can avoid “or worse” by pledging these Credit “I Do’s.”

How you “spend” your summer can have a direct effect on your credit scores and your bottom line.

You know that lenders evaluate your credit reports and scores before approving you – or determining your interest rate. But did you know your credit reports also drive the cost of your insurance premiums?

Knowing where you stand with all three credit bureaus before you start house hunting is key. If your credit scores aren’t “move-in ready,” getting them in shape will help you get a lower interest rate – and afford you more home.

If you haven’t done a thorough inspection of your credit in a while, you should dust off your credit reports and take a fresh look at your credit scores. Here’s a spring “credit-do” list to help you get started.

While most people are not “fluent” in credit, your lenders are. To make informed credit decisions, you need to be able to decipher what’s on your reports and understand what your credit scores are telling lenders about you – and why.

The taxman takes and gives – and you might be surprised to learn that your credit scores can be affected, either positively or negatively, by how you pay the IRS or how you spend your windfall. Here are a few tips that can make a difference in your credit health.

Attaining credit scores that’ll get you “in like Flynn” with lenders takes a lot more than the luck-of-the-Irish. If you get on the right path …

If you feel like you’re flying blind trying to navigate the frustrating world of credit reports, credit disputes and credit bureaus, you are certainly not …

To make the most of your credit, it’s important that you become score-smart. In the spirit of March being National Credit Education Month, here are some lesser-known financial facts to help boost your Credit IQ and awareness to protect your scores.

Credit accounts in collection are serious, and when listed on your credit reports, often have long-term, harmful impacts on your scores.