Cyber Monday Deal or Identity Steal?

Attention, online shoppers! Identity thieves are banking on you, and your credit, to be easy prey. Cyber Monday is prime time for identity thieves to get in on the online action. Knowing what to watch for, where the potential risks are and how to take charge of your credit can help keep your identity from being … Read more

Credit Tips to Shop Black Friday & Cyber Monday

Black Friday and Cyber Monday may save you cash, but your credit scores could pay the price. The challenge is to get in on the multitude of “deals and steals” while keeping your spending on track – and your credit scores intact. If plan to use credit in lieu of cash, use these credit tips … Read more

Credit Scores Have Purchasing Power

In today’s world, your credit scores have the power to impact where you live, what you drive – and how much bang for the buck your hard-earned dollars will get you. If you’re like most, the amount of your monthly payments is a big factor in determining how much car, home or other big-ticket item … Read more

Are Your Credit Scores Working Hard or Hardly Working?

your credit scores working hard

Labor Day weekend is a celebratory time for many hardworking Americans. As you prepare to shop and enjoy the holiday with friends and family, give your credit scores and reports a quick “performance review” to be sure they’re working hard for you! Your credit scores can be a powerful negotiating tool – so it’s important … Read more

What Impacts your Credit Scores?

What Impacts Your Credit Scores

Your credit scores are calculated from information on your TransUnion®, Equifax® and Experian® credit reports. And your creditors are constantly updating your accounts with one, two or all three credit bureaus. It’s important to understand what drives your credit scores, which actions may be helping or hurting – and why. Are your payments typically on-time … Read more