Time to break the cycle of making New Year’s resolutions we don’t keep. Instead, adopt a new credit attitude geared to making small “financial adjustments”.
Knowing where you stand with all three credit bureaus before you hit the dealership can put you in the driver’s seat – and help you get the most bang for your hard-earned bucks.
December was chosen to shine a light on identity theft as it’s prime time for identity thieves to do their “shopping”, too. Here are some tips to help you fight identity theft year-round.
Attention, online shoppers! Identity thieves are banking on you, and your credit, to be easy prey. Cyber Monday is prime time for identity thieves to get in on the online action.
Black Friday and Cyber Monday may save you cash, but your credit scores could pay the price. The challenge is to get in on the multitude of “deals and steals” while keeping your spending on track – and your credit scores intact.
In today’s digital age, data breaches and stolen personal data sold on the black market are the new normal. Early detection is critical to stopping identity thieves in their tracks.
Along with keeping children physically safe, it’s important to guard their sensitive information as closely as you guard yours. Why? Child identity theft is growing rapidly. Over 1 million children were victims of identity fraud in 2017 alone.
Most of us have a pretty good idea of the basic credit behaviors that will keep our creditors happy. But did you know that a simple change in your credit card balances can raise or lower your scores? There are lesser-known financial behaviors that can affect your credit scores more than you may realize.
Autumn foliage may not be the only thing turning from green to red. Did the summer or back-to-school take a toll on your credit score? Now that fall is here, it’s a good time to focus on your credit score and credit usage.